Disclaimer

Important notices about information, risks, and limitations.

No investment or legal advice

Information provided by PayOrPoints (including on websites, apps, and communications) is for general informational purposes only and does not constitute investment, legal, tax, or other professional advice. You should consult your own qualified advisors before making decisions.

No warranties

The Services and any content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, and non‑infringement.

Risks and forward‑looking statements

PayOrPoints provides estimates to help you compare two choices (take drill pay with later VA recoupment vs waive drill pay for retirement points). Estimates may be wrong due to incomplete inputs, outdated tables, rounding, or changes in policy. Always verify with official sources.

No endorsement or third‑party control

References or links to third‑party services do not constitute an endorsement. PayOrPoints does not control and is not responsible for third‑party services, terms, or policies.

Jurisdiction and restrictions

Access to certain features may be restricted in some jurisdictions. You are responsible for ensuring that your use of the Services is compliant with applicable laws in your location.

Official status and professional advice

PayOrPoints is not an official VA website and does not provide legal, financial, or tax advice. Nothing on this site should be treated as official guidance.

Service availability

Features and information may be changed, removed, or delayed without notice. We do not guarantee uptime, continuity, or backward compatibility of experimental features.

Limitation of liability

To the fullest extent permitted by law, PayOrPoints and its affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, or revenue, arising from your use of or reliance on the Services.

Changes

This Disclaimer may be updated as products evolve or laws change. We will update the “Last updated” date and, where appropriate, provide additional notice.

Contact

Questions about this Disclaimer? Contact us atlegal@payorpoints.org.

Last updated: 2026-05-23